BESPOKE FINANCIAL ADVISERS IN DERBY
financial planning for every stage of family life
WEALTH MANAGEMENT TESTIMONIALS
watch our video testimonials
Sometimes being different is hard to explain. But not to us. Our clients’ interests come first.
- We value working in partnership with our clients and their loved ones.
- Individuals and their contributions are valued and respected.
- We believe in a high quality, long-term investment philosophy.
- We take the time to understand our clients’ values, their story and what matters the most.
- We want our clients to feel that they are part of our family.
- Each of our staff know your story.
- Providing a personal and responsive service is of paramount importance to us.
- We take the time to understand what and who you cherish in life, and what values and beliefs you live by.
- We then plan the steps to protect your lifestyle and incomes both now, and in the case of a major life event which may have a financial impact.
- We tailor an investment plan to suit you, and to ensure that the plan is intergenerational.
- We use the distinctive Investment Management Approach of St. James’s Place Wealth Management which aims to reduce risk and increase investment returns where possible.
- St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group’s website at www.sjp.co.uk/products
- We will ensure through our Legacy Planning services that not only your legacy, but also your values and guidance are protected for the next generation.
- We will happily meet with your loved ones at your request and hold a family conference to explain the valuable planning that has been carried out for your family’s benefit.
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Our Wealth Management Services
individuals & families
WEALTH MANAGEMENT PRACTICE IN DERBY
we go above and beyond to support you at AMG Wealth
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Sometimes being different is hard to explain. But not to us. Our clients’ interests come first.
- We value working in partnership with our clients and their loved ones.
- Individuals and their contributions are valued and respected.
- We believe in a high quality, long-term investment philosophy.
- We take the time to understand our clients’ values, their story and what matters the most.
- We want our clients to feel that they are part of our family.
- Each of our staff know your story.
- Providing a personal and responsive service is of paramount importance to us.
- We take the time to understand what and who you cherish in life, and what values and beliefs you live by.
- We then plan the steps to protect your lifestyle and incomes both now, and in the case of a major life event which may have a financial impact.
- We tailor an investment plan to suit you, and to ensure that the plan is intergenerational.
- We use the distinctive Investment Management Approach of St. James’s Place Wealth Management which aims to reduce risk and increase investment returns where possible.
- St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group’s website at www.sjp.co.uk/products
- We will ensure through our Legacy Planning services that not only your legacy, but also your values and guidance are protected for the next generation.
- We will happily meet with your loved ones at your request and hold a family conference to explain the valuable planning that has been carried out for your family’s benefit.
Have a question?
Our financial advisers are here to help.
Our team are here to provide you with professional, personal advice and support and are dedicated to achieving excellent levels of client care.
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THE AMG WEALTH ADVANTAGE
Frequently asked questions about wealth management
At what point do you need a wealth manager?
A wealth manager becomes valuable when your finances start to grow in complexity. This can happen when you own multiple properties, manage a large investment portfolio, receive an inheritance, or are planning for retirement. Having expert guidance early can help protect your assets and keep your plans on track.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Is a financial adviser the same as a wealth manager?
While both offer financial guidance, a financial adviser focuses on specific areas like retirement, savings, and investments. A wealth manager takes a more holistic approach such as financial advice, investment management, tax planning, and estate planning to create a complete strategy.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
How much money do I need to hire a wealth manager?
There is no fixed rule, but many firms work with clients who have £200,000 or more in investable assets. Others specialise in higher-net-worth portfolios. The key is finding a firm whose services and fee structure fit your goals.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Do wealth managers invest your money?
Yes. Part of a wealth manager’s role is to design and manage an investment portfolio that reflects your objectives and risk profile. They monitor performance and make adjustments as markets and personal circumstances change.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Is wealth management only for the rich?
No. While high-net-worth individuals often use wealth management services, many people benefit from tailored advice to help grow and protect pensions, savings, and investments.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
At what net worth should I get a financial adviser?
Many people seek advice once they have over £100,000 in investable assets. More importantly, you should consider speaking to an adviser if your financial situation feels difficult to manage alone or you are making big decisions that will affect your future.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
What questions should you ask your wealth manager?
Ask about qualifications, experience, how they invest, and how fees work. It is also important to understand how they will adapt advice to your personal circumstances and goals.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
When to speak to a wealth manager?
You should consider speaking to a wealth manager when you are buying or selling property, receiving an inheritance, starting or selling a business, or preparing for retirement. These are times when financial decisions have long-term consequences.
How do I pick a wealth management company?
Choose a company with a strong track record, transparent fees, and services that match your needs. Client testimonials and the ability to meet in person can be good indicators of trust and service quality.
How often should your financial adviser contact you?
A formal review once a year is common, but they should also reach out if there are changes in your situation or significant movements in the markets that could impact your plan.
Should I tell my financial adviser everything?
Yes. Being open about your finances, goals, and concerns allows your adviser to give the most accurate and effective advice. Leaving out details could limit the value you get.
Do I really need a financial adviser when I retire?
Yes. Retirement is when structured advice can be most beneficial, helping you to draw income efficiently, and protect your assets, while aiming for your money to last for the rest of your life.
Is there a difference between a financial adviser and a retirement adviser?
A retirement adviser focuses on planning and managing your finances during retirement, while a financial adviser covers a wider range of topics including invetment planning, tax planning, and estate planning.
Is it worth paying a financial adviser to manage a pension?
Yes. Professional pension management can help you minimise tax, control risk, and keep investments aligned with your long-term objectives.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Can you leave a financial adviser whenever you want?
In most cases, you can, although you should check your agreement for notice periods or any exit fees. Switching is straightforward if you find another adviser who better meets your needs. In any situation, you should be prepared to invest over a minimum 5-year period.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
AMG WEALTH insights & news
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